Deep Dive: Bank Transfer (NIP) Payments

The Modern Way to Accept Transfers

Bank Transfer is the fastest-growing payment method in Africa. Unlike traditional transfers where you have to manually check your bank app for alerts or ask for "screenshoots", HwebPay automates the entire process.

How it Works for Your Customer

1. When the customer selects "Bank Transfer" on the checkout form, HwebPay generates a Dynamic Virtual Account Number just for that transaction.
2. The customer copies the account number and the amount.
3. They use their banking app to make a transfer to the provided account (supported by SafeHaven/Wema/Providus).
4. HwebPay detects the transfer within seconds.
5. The checkout page automatically redirects the customer to your success page.

Benefits for Your Business

• Instant Verification: No more waiting for SMS alerts. Our system uses direct webhooks from our banking partners.
• Error Prevention: If a customer transfers the wrong amount, our system can either automatically refund it or ask them to pay the balance.
• Clean Accounting: Each order has a unique virtual account, making reconciliation a breeze on your dashboard.